You do not need to pay cash for a yacht. Marine lenders finance new and pre-owned vessels, typically over 10-to-20-year terms with 10–20% down — but boat lending is not car lending, and the terms you are offered depend as much on the vessel as on your credit.
A motorboat is underwritten differently from a sailboat, and a yacht placed in charter is treated differently again from a pleasure craft. Getting that structure right before you apply is most of the work, and it is why we use a vetted network of marine-finance specialists rather than sending you to a general lender.
Lenders require insurance to be bound at closing, so we run survey, insurance, documentation and lending in step with each other and with the purchase itself. If a conventional loan is not the right fit, our lease-to-own programme offers a defined path to title, and we settle qualified transactions in cryptocurrency.
Call +1-305-854-6020 and a finance specialist will walk you through the options.
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