Own the experience before you own the hull. FYI’s lease-to-own program pairs flexible terms with modern settlement — including cryptocurrency — so you step aboard sooner.
Structured lease terms with a defined path to title, payments that build toward ownership while you’re already on the water, and an early close whenever you’re ready.
Browse yachts to lease-to-own or compare with conventional financing — or call +1-305-854-6020.
Lease-to-own — frequently asked questions
How does lease-to-own work for a yacht?
You start using the vessel under a structured lease with a defined path to title: agreed terms up front, payments that build toward ownership, and a close when you are ready. A FYI consultant structures the agreement around the specific vessel and your situation.
Do I need a large lump sum to start?
No — the point of the program is flexible entry compared with a traditional purchase or 10–20%-down marine loan. Terms are structured per vessel and per buyer; a consultant will walk you through what your entry looks like.
Which yachts qualify for lease-to-own?
Availability varies by listing — many brokerage vessels can be structured this way, and it also widens the buyer pool for sellers who list with FYI. Ask your consultant which of the vessels you are considering qualify.
Can I pay in cryptocurrency?
Yes — FYI accepts cryptocurrency settlement for qualified transactions, on lease-to-own and conventional purchases alike.
What if I decide to buy sooner?
The agreement defines your path to title, and moving faster is usually welcome — your consultant will lay out exactly how an early close works before you sign anything.
Is lease-to-own better than chartering?
They answer different questions. Charter is the way to experience a yacht or a model before committing; lease-to-own is for when you have found the boat and want to be on the water now while building toward owning her.
Do you offer lease-to-own or rent-to-own sailboats?
No — the lease-to-own program is structured for motor yachts and powerboats. If a sailboat is what you are after, FYI can still help: our consultants source sailing yachts for purchase through the worldwide brokerage market, and conventional marine financing applies to sail just as it does to power. Call +1-305-854-6020 and tell us what you want to sail.